When you’re in a car accident, everything can feel like a blur. (Literally and figuratively.) One minute you’re cruising down O Street in Lincoln, the next you’re swapping insurance info in the rain, wondering what just happened.
It’s stressful. It’s confusing. And unfortunately, it’s very easy to make mistakes that could hurt your chances of getting the compensation you deserve.
At The McArthur Law Office, we’ve seen it all — and we’re here to help you dodge the biggest potholes that could wreck your car accident claim. Grab a coffee and let’s walk through the most common mistakes — and how you can avoid them.
1. Not Calling the Police
Sure, it might seem like a minor fender-bender. Maybe you and the other driver agree it’s “no big deal.” But here’s the thing: No police report = no official record.
And when it’s your word against theirs? Good luck convincing an insurance company you’re the innocent party.
Pro tip: Always call the police after a car accident, even if it seems minor. A report can be your best friend later.
2. Skipping the Doctor
If you walked away from the accident, that’s great news. But adrenaline can mask injuries — and those “just a little sore” feelings can turn into something serious overnight.
Insurance companies love it when you don’t see a doctor right away. They’ll argue that you weren’t really hurt or that something else caused your injuries.
Pro tip: Get checked out immediately, even if you feel fine. (Your future self will thank you.)
3. Giving Too Much Info to the Insurance Company
Spoiler alert: The insurance company is not your friend.
Their job is to pay out as little as possible. If you casually mention that you were “a little tired” before the crash, they’ll jump on it like a dog on a dropped hot dog.
Pro tip: Stick to the basics when reporting the accident. Better yet, let your car accident attorney handle the talking.
4. Posting on Social Media
We get it. You want to tell your friends you’re okay — maybe even post a “Still standing!” selfie.
But beware: insurance companies and defense attorneys are professional snoops. A single post can be twisted to undermine your claim. (“If she’s healthy enough to hike that trail, she must not be hurt!”)
Pro tip: Stay off social media until your claim is settled. No posts. No pics. No humblebrags.
5. Waiting Too Long to Get Legal Help
Time is not your friend after a car accident. Witnesses forget details, evidence disappears, deadlines creep up…
And if you wait too long, even the best Lincoln car accident lawyer might not be able to save your claim.
Pro tip: Contact a qualified auto accident lawyer right away. Early action = stronger case.
Why You Need a Car Accident Lawyer in Lincoln, Nebraska
At The McArthur Law Office, we specialize in helping people just like you — folks who didn’t ask for their lives to get turned upside down by a careless driver.
When you work with a skilled car accident lawyer, you get someone who knows the tricks insurance companies pull, who gathers the evidence you need, and who fights to get you full and fair compensation.
(Plus, we promise not to bore you with endless legal jargon. Unless you’re into that sort of thing.)
Final Thoughts
Mistakes happen — but when it comes to your car accident claim, a few smart moves can make a huge difference.
Call the police. See a doctor. Stay off social media. Don’t spill your guts to the insurance company. And call a good lawyer fast.
Need help after a car accident? Contact The McArthur Law Office today. We’re ready to fight for you — and get you back on the road to recovery.